Summer 2019 Newsletter Bucket List: Retirement Complying with Safe Harbor Deadlines It’s All in the Design… Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) Bucket List: Retirement The economy continues at its strong pace, keeping unemployment at its lowest rate in nearly 50 years. While this is usually good news, employee financial vulnerability is clouding this…
DetailsAutomatic Enrollment is on the Rise | Protect Your 401(k) Spring 2019 Newsletter Automatic Enrollment is on the Rise Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) Protect Your 401(k) Automatic Enrollment is on the Rise With the future of Social Security in question, it is becoming ever increasingly important for workers to self- prepare for…
DetailsIt’s Testing Season! | Know Your Options | The 401(k) Turns 40 Winter 2019 Newsletter It’s Testing Season! Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) Know Your Options The 401(k) Turns 40 It’s Testing Season! Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of “highly…
DetailsHardships Get a Little Easier / 2019 Cost of Living Adjustments Hardships Get a Little Easier 2019 Cost of Living Adjustments Helping Hands ‘Tis the season… Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) Port in the Storm Winter 2018 Newsletter Hardships Get a Little Easier Earlier this year, the Bipartisan Budget Act of 2018 was passed…
DetailsThe Retirement Income Gap / Helpful Hints for Plan Sponsors Summer 2018 Newsletter The Retirement Income Gap What can cause a shortfall? Social Security – Timing is Everything What happens if you claim early? Retirement Accounts What can employees do to boost their savings? Helpful Hints for Plan Sponsors Upcoming Compliance Deadlines The Retirement Income…
DetailsWho is an Employee? / HSA vs 401(k) Spring 2018 Newsletter Who is an Employee? Employee Definitions HSA vs 401(k) Comparison Chart Upcoming Compliance Deadlines Who is an Employee? Maintaining a retirement plan for your employees is no easy task. At various points during the year, employers and HR department’s field participant questions, help with…
DetailsNavigating Distributions & Under the New Tax Law Navigating Distributions Required Minimum Distributions (RMDs) Hardships and Loans Terminated Participants Mandatory Cash-Outs Under the New Tax Law 401(k) Loan Payback Period gets extended! Re-characterizations of IRAs… Can I take a mulligan? Navigating Distributions The first quarter of the calendar year typically sees an uptick in the number…
DetailsEnd of the Year Checklist As the year-end approaches, our to-do lists can be lengthy. There are holidays to prepare for, employee performance reviews to complete, and, oh, wait, there is also the year-end data collection package from your TPA! We have once again reached that magical time of the year when you get to…
DetailsFiduciary – The New “F” Word There has been a large amount of upheaval in the retirement world as of late and it centers around the “F” word. And by “f” word, I mean “fiduciary.” The New Fiduciary Rule means that many professionals in the finance world that weren’t previously considered fiduciaries will now have…
DetailsRetirement Plan Rx Introduction The latest news regarding retirement plans has centered around service provider fees. While fees are a highly important aspect of managing an employer-sponsored retirement plan, they are not the only metric of your overall retirement plan’s health. A low-cost retirement plan does not necessarily parallel a fruitful pension program for employees. …
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